People fall into debt for a variety of reasons, ranging from medical expenses, to loans, to credit card debt. Without a doubt a majority of the clients we help succeed have credit card debts. Debt can start with certain behaviors; many of our clients have told us that for them it started by missing a payment or only paying the minimum payment several months in a row.
There are different types of credit cards out there and having a good knowledge of each type is important. Some credit cards are more suitable for balance transfers while others can drop you deeper in debt.